LoJo Photography is very pleased to be able to offer “Take Home” Layby to our clients.

What is take home layby?

Take Home Layby is a payment plan that lets my customers take home their images today and pay for them over a defined period of time.  It is NOT credit and it is NOT a loan and definitely NOT finance.  It is simply a payment plan that does not involve the charging of interest or hidden fees.

How does it work?

You are required to pay a deposit of one-third of the purchase price (not including your session fee) – for example, if your purchase is $1,200 then you have to pay $400 upfront.  Then the remaining $800 is paid off over a specified period of time (say, 6 up to 12 months depending on the amount to be paid) with payments made every fortnight.

Who can use Take Home Layby?

Almost anyone can use Take Home Layby as long as they meet very simple criteria, set out below:

* Don’t already have a take home layby agreement with another provider
* Work full-time (30 hours per week)
* Be over 18 years of age and live in Australia with a suitable photo ID
* Have a bank account or a credit card.

What is the minimum purchase?

The minimum purchase required to use Take Home Layby (including your one-third deposit) is $300.

Application takes 10 minutes at the time of your purchase.

Take Home Layby making purchasing your memories so much easier.

 

Any questions, please contact LoJo Photography – lojo_photography@aapt.net.au